Frequently Asked Questions

Q: Can Home Ventures Realty help me invest in rental properties or manage my investment home in Guam?

A: Absolutely. We assist investors with full-service property management, including tenant screening, rent collection, maintenance coordination, and financial reporting.

Q: I see “Fee Simple” and “Leasehold” on Guam listings. What is the difference?

A: Fee Simple is the most common form of ownership on Guam where you own both the building and the land indefinitely. Leasehold (common in some condos) means you own the structure for a set period (20-99 years) but pay “Ground Rent” to a landowner.

Q: Are VA loans available for purchasing homes in Guam?

A: Yes! Guam actually has higher VA loan limits than many parts of the U.S. mainland. It is a fantastic benefit for eligible buyers, and we can connect you with licensed lenders who specialize in Guam VA loans.

Q: Do I need typhoon insurance to buy a home in Guam?

A: If you are financing through a lender (VA, FHA, or Conventional), typhoon insurance is mandatory. While not legally required for cash buyers, it is highly recommended to protect against Guam’s unique weather risks.

Q: Is it possible to buy a home in Guam while living off-island?

A: Absolutely. Many clients purchase homes while living stateside or overseas. We provide virtual tours, remote consultations, digital document signing, and coordination with lenders and inspectors.

A: Most transactions close within 30 to 45 days after an accepted offer. Timelines vary based on financing and inspections, but our team works to keep everything on track.

Q: What areas of Guam do you serve?

A: We help clients across the entire island, including Tamuning, Dededo, Yigo, Barrigada, Mangilao, Tumon, Agat, and surrounding villages.

Q: Can you help me find a rental if I am relocating to Guam?

A: Yes. We assist individuals, families, and professionals—including government, corporate, and military clients—in finding suitable rentals across the island.