Frequently Asked Questions

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Q: Can Home Ventures Realty help me invest in rental properties or manage my investment home in Guam?
A: Absolutely. We assist investors with full-service property management, including tenant screening, rent collection, maintenance coordination, and financial reporting. Our goal is to help homeowners and investors maximize ROI with minimal stress.

Q: How do I know what my home is worth in Guam?
A: We offer complimentary home value estimates and market analyses based on current sales data, neighborhood activity, and property features. Contact us anytime for a no obligation consultation.

Q: What are common commute times or distances from major residential areas?
A: Guam offers a variety of convenient commutes. Neighborhoods such as Yigo, Dededo, and Tamuning provide easy access to major employment hubs, schools, and commercial centers. We can help you choose an area that fits your lifestyle and daily travel needs.

Q: Are there good schools and family-friendly neighborhoods in Guam?
A: Yes. Communities like Tamuning, Yigo, Barrigada, and Mangilao offer access to schools, parks, and local amenities. We’ll help you explore areas that best match your preferences.

Q: Are there unique factors to consider when buying property in Guam?
A: Yes. Important considerations include land ownership laws, typhoon resistant building codes, and coastal zoning. Our REALTORS® explain these factors clearly so you can make informed decisions.

Q: Is it possible to buy a home in Guam while living off-island?
A: Absolutely. Many clients purchase homes while living stateside or overseas. We provide virtual tours, remote consultations, digital document signing, and coordination with lenders and inspectors.

Q: Do you offer virtual home tours or remote assistance for buyers who can’t be here in person?
A: Yes. We specialize in virtual showings, video calls, electronic paperwork, and remote transaction support to ensure a smooth buying experience from anywhere.

Q: Can you assist with buying a second home or investment property in Guam?
A: Definitely. Our team helps clients analyze market trends, evaluate opportunities, and navigate financing options for second homes and investment properties.

Q: How long does it typically take to close on a home in Guam?
A: Most transactions close within 30 to 45 days after an accepted offer. Timelines vary based on financing, inspections, and title processes, and our team works to keep everything on track.

Q: Can you help me find a rental if I am relocating to Guam?
A: Yes. We assist individuals, families, professionals, and those relocating for work—including government, corporate, and military clients, in finding suitable rentals across the island.

Q: Are VA loans available for purchasing homes in Guam?
A: Yes! In fact, Guam has higher VA loan limits than many parts of the mainland U.S. due to our high-cost housing market. It is a fantastic benefit for eligible buyers. We can connect you with several licensed lenders who specialize in Guam VA loans to verify your eligibility and buying power.

Q: Do you offer property management services in Guam?
A: Yes. We provide tenant placement, rent collection, maintenance coordination, and regular property evaluations for homeowners and investors.

Q: What areas of Guam do you serve?
A: We help clients across the entire island, including Tamuning, Dededo, Yigo, Barrigada, Mangilao, Tumon, Agat, and surrounding villages.

Q: Where can I find out how much I can afford for a home in Guam?
A: Our free online mortgage calculator helps estimate affordability and monthly payments. We also connect clients with trusted lenders for pre-approval.

Q: How do you support first-time homebuyers?
A: We guide first-time buyers through budgeting, mortgage pre-approval, customized home searches, market education, offer preparation, inspections, and closing steps to ensure a confident experience.

Q: What sets Home Ventures Realty apart when it comes to finding the right home?
A: Our team offers deep local knowledge, personalized service, and insight into Guam’s neighborhoods, schools, amenities, and market trends. We focus on understanding your unique needs to help you find the best home for your lifestyle.

Q: I see "Fee Simple" and "Leasehold" on Guam listings. What is the difference?

A: Great question! "Fee Simple" means you own the land and the house outright, just like typical ownership in the US mainland. "Leasehold" means you own the structure but lease the land for a specific period (e.g., 50 or 99 years). Fee Simple is generally preferred for resale value and easier financing, especially for VA loans. However, Leasehold properties can sometimes be more affordable. We can help you identify which is which before you view a home!

Q: Do I need typhoon insurance to buy a home in Guam?

A: If you are financing your home with a mortgage (including VA loans), lenders will almost always require Typhoon Insurance. The cost can vary based on the home's construction—for example, concrete homes with storm shutters may sometimes qualify for better rates or specific coverage options. When you work with us, we can recommend local insurance agents who can give you a quote before you make an offer, so there are no surprises in your monthly payment.